CCPA Policy

Effective Date: October 31, 2025

California Consumer Privacy Act (CCPA) Compliance Policy

1. Introduction

DCalculator.net ("we," "us," "our," "the Service," or "the Website") is committed to protecting the privacy rights of California residents under the California Consumer Privacy Act (CCPA) of 2018, as amended by the California Privacy Rights Act (CPRA) of 2020. This policy outlines our practices regarding the collection, use, sale, and sharing of personal information, as well as the comprehensive rights of California consumers.

This CCPA policy applies to California residents and supplements our general Privacy Policy. If you are not a California resident, this policy may not apply to you.

2. Definitions

For purposes of this policy:

"Personal Information" means information that identifies, relates to, describes, is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer or household.
"Consumer" means a natural person who is a California resident, as defined in Section 17014 of Title 18 of the California Code of Regulations.
"Sale" means selling, renting, releasing, disclosing, disseminating, making available, transferring, or otherwise communicating orally, in writing, or by electronic or other means, a consumer's personal information to a third party for monetary or other valuable consideration.
"Share" means selling, renting, releasing, disclosing, disseminating, making available, transferring, or otherwise communicating orally, in writing, or by electronic or other means, a consumer's personal information to a third party for cross-context behavioral advertising.
"Third Party" means a person who is not a business or service provider with whom the consumer has a direct relationship and who is not a service provider to the business.

3. Categories of Personal Information We Collect

We may collect the following categories of personal information from and about California consumers:

Identifiers: Real name, alias, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, account name, or other similar identifiers.
Personal Information Categories (Cal. Civ. Code § 1798.80(e)): Name, signature, address, telephone number, education, employment, employment history, bank account number, credit card number, debit card number, or any other financial information.
Protected Classification Characteristics: Age (40 years or older), race, color, ancestry, national origin, citizenship, religion or creed, marital status, medical condition, physical or mental disability, sex, or sexual orientation.
Commercial Information: Records of personal property, products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies.
Biometric Information: Genetic, physiological, behavioral, and biological characteristics, or activity patterns used to extract a template or other identifier or identifying information.
Internet or Network Activity: Browsing history, search history, and information on a consumer's interaction with a website, application, or advertisement.
Geolocation Data: Physical location or movements.
Sensory Data: Audio, electronic, visual, thermal, olfactory, or similar information.
Professional or Employment Information: Current or past job history or performance evaluations.
Non-public Education Information: Education records directly related to a student maintained by an educational institution or party acting on its behalf.
Inferences: Inferences drawn from any of the information identified above to create a profile about a consumer reflecting the consumer's preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes.

4. Sources of Personal Information

We collect personal information from the following sources:

Directly from you when you provide it to us (e.g., through contact forms, account registration, or customer service interactions)
Automatically as you navigate our website (e.g., through cookies and similar technologies)
From third parties, such as analytics providers, advertising networks, and data brokers
From publicly available sources
From social media platforms when you interact with our content

5. Business or Commercial Purposes for Collecting Personal Information

We may use the personal information we collect for the following business or commercial purposes:

Providing, maintaining, and improving our services
Processing transactions and managing customer accounts
Responding to customer inquiries and providing customer support
Personalizing user experience and content
Conducting research and analytics to improve our services
Marketing and advertising our products and services
Detecting, preventing, and addressing fraud and security issues
Complying with legal obligations and enforcing our terms of service
Facilitating mergers, acquisitions, or asset sales
Developing new products and services
Quality assurance and training purposes

6. Categories of Third Parties We Share Personal Information With

We may share your personal information with the following categories of third parties:

Service Providers: Companies that provide services on our behalf, such as website hosting, data analysis, payment processing, order fulfillment, information technology services, customer service, email delivery, auditing, and marketing services
Advertising Partners: Third-party advertising companies and networks
Analytics Providers: Companies that help us understand how users interact with our website
Professional Advisors: Lawyers, accountants, consultants, and other professional advisors
Government Entities: Law enforcement, regulatory agencies, and courts when required by law
Business Transaction Parties: Parties involved in mergers, acquisitions, or asset sales
Affiliated Companies: Our subsidiaries, affiliates, and parent companies

7. Sale and Sharing of Personal Information

In the preceding 12 months, we may have sold or shared the following categories of personal information:

Identifiers (such as IP addresses and online identifiers)
Internet or network activity information
Inferences drawn from personal information

We do not sell personal information of consumers we actually know are under 16 years of age without affirmative authorization.

8. Retention of Personal Information

We retain personal information for as long as necessary to fulfill the purposes outlined in this policy, unless a longer retention period is required or permitted by law. The criteria we use to determine retention periods include:

The length of time we have an ongoing relationship with you
Whether there is a legal obligation to which we are subject
Whether retention is advisable in light of our legal position

9. Your Rights Under the CCPA

As a California resident, you have the following rights under the CCPA:

Right to Know: You have the right to request information about the personal information we collect, use, and share, including:
- The categories of personal information we collected about you
- The categories of sources from which we collected your personal information
- The business or commercial purpose for collecting your personal information
- The categories of third parties with whom we share your personal information
- The specific pieces of personal information we collected about you
Right to Delete: You have the right to request the deletion of your personal information that we collected from you, subject to certain exceptions
Right to Opt-Out of Sale/Sharing: You have the right to opt-out of the sale or sharing of your personal information for cross-context behavioral advertising
Right to Correct: You have the right to request correction of inaccurate personal information that we maintain about you
Right to Limit Use of Sensitive Personal Information: You have the right to limit our use and disclosure of sensitive personal information to only what is necessary to perform our services
Right to Non-Discrimination: You have the right not to receive discriminatory treatment for exercising your CCPA rights

10. How to Exercise Your Rights

To exercise any of your rights under the CCPA, please submit a request through our contact form. You may also designate an authorized agent to make a request on your behalf.

When submitting a request, please include:

Your full name and contact information
A description of the specific right you wish to exercise
Sufficient information to allow us to verify your identity
If using an authorized agent, proof of authorization

11. Verification Process

To protect your privacy and security, we will verify your identity before processing your request. The verification process may include:

Matching the identifying information provided in your request with information we have on file
Requiring additional documentation to verify your identity
For deletion requests, we may require a heightened verification process

We will respond to your request within 45 days, with the possibility of a 45-day extension if necessary.

12. Authorized Agents

You may designate an authorized agent to submit requests on your behalf. To do so, you must:

Provide the authorized agent written permission to do so
Verify your own identity directly with us
Directly confirm with us that you provided the authorized agent permission to submit the request

13. Non-Discrimination Policy

We will not discriminate against you for exercising any of your CCPA rights. We will not:

Deny you goods or services
Charge you different prices or rates for goods or services
Provide you a different level or quality of goods or services
Suggest that you may receive a different price or rate for goods or services or a different level or quality of goods or services

14. Sensitive Personal Information

We may collect the following categories of sensitive personal information:

Government-issued identification numbers
Financial account information
Precise geolocation data
Contents of mail, email, and text messages

We use and disclose sensitive personal information only for the purposes specified in the CCPA regulations.

15. Minors' Privacy

We do not knowingly sell or share personal information of consumers under 16 years of age. If we learn that we have collected personal information from a consumer under 16, we will take steps to delete such information promptly.

16. Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure.

17. Third-Party Links

Our website may contain links to third-party websites. This CCPA policy does not apply to those third-party websites, and we are not responsible for their privacy practices.

18. Changes to This Policy

We may update this CCPA policy from time to time to reflect changes in our practices, applicable laws, or other operational, legal, or regulatory reasons. We will notify you of any material changes by:

Posting the updated policy on our website
Updating the "Last Updated" date at the top of this policy
Providing additional notice as required by law

19. Contact Information

If you have any questions, concerns, or requests regarding this CCPA policy, your privacy rights, or our data practices, please contact us through our contact form. We are committed to responding to your inquiries and resolving any privacy concerns you may have.

For CCPA-specific requests, please select "Privacy Concerns" or "GDPR & Data Rights" as your inquiry type when using our contact form to ensure your request is routed to the appropriate team.

Note: This policy is designed to comply with the California Consumer Privacy Act and the California Privacy Rights Act. For questions about your privacy rights or California privacy law, we recommend consulting with a qualified attorney.

We are committed to protecting your privacy and ensuring transparency in our data practices.